Housing

Senator Smith knows that without a safe, affordable place to live, nothing else in your life works – not your job, your health, your family, or your education.

All Minnesotans deserve access to safe, secure, and stable housing, which is why Sen. Smith is committed to addressing the affordable housing crisis affecting people in communities across the state. Unstable and unsafe housing conditions often upend young people’s ability to learn in school, prevent parents from finding and holding jobs capable of supporting their family, and have long-lasting, negative mental and physical health impacts. Additionally, the COVID-19 pandemic exacerbated the severity of the housing affordability crisis, making an already dire situation worse. To address this, Sen. Smith helped pass the American Rescue Plan in 2021, which provided billions of dollars in emergency rental assistance, homeowner assistance and housing vouchers to keep people sheltered and healthy. She also helped pass the CARES Act in 2020, which provided critical rental assistance to families in need.

Both the CARES Act and American Rescue Plan provided unprecedented but temporary assistance. There’s more work needed to put permanent measures in place, and Sen. Smith is still fighting. As chair of the Subcommittee on Housing, Transportation and Community Development, she’s working to address homelessness, boost the supply of housing, invest in rural and senior housing, and eliminate home health and safety hazards.

While the lack of quality, affordable housing affects everyone. Sen. Smith understands that housing insecurity hits some communities harder than others. Renters are struggling to find units they can afford, homeownership is increasingly out of reach, and homelessness has been on the rise. Black and Indigenous individuals, and other people of color in Minnesota, as well as seniors and veterans, too often bear the brunt of these challenges. As a member of the Senate Committee on Indian Affairs, Sen. Smith has been a champion for addressing the housing inequities that Native Americans and Tribal Nations face. In 2020, two of her bills related to Native housing became law: the Tribal Access to Homeless Assistance Act and the Native American Housing Affordability Act, which make it easier for Tribes to access funds to combat homelessness and secure mortgages on trust lands, respectively.

As we look to the future, Sen. Smith recognizes the importance of supporting improvements in federal housing programs like USDA’s Rural Housing Service, the Native American Housing Assistance and Self-Determination Act, and the Housing Trust Fund. As a member of the Senate Committee on Banking, Housing and Urban Affairs, Sen. Smith has introduced legislation to improve fire safety in homes, support homebuyers in Native communities, and address the legacy of housing discrimination. She will continue to fight for measures like these until they become law because everyone deserves a safe, affordable place to live.

Latest Releases

U.S. Senators Tina Smith, Mike Rounds Reintroduce Bipartisan Rural Housing Legislation

WASHINGTON – Today, U.S. Senators Tina Smith (D-MN) and Mike Rounds (R-SD) reintroduced their bipartisan legislation to improve federal rural housing programs and strengthen the supply of affordable housing in rural America. The legislation would represent the most significant Rural Housing Service reforms in decades . The Rural Housing Service expands housing opportunities by offering loans, grants, and rental assistance to rural communities across the country. Rural parts of the country saw only a 1.7% increase in the number of housing units between 2010 and 2020, with almost half of states seeing a decrease in the number of rural units. According to the Minnesota Housing Partnership, every county in Minnesota has a shortage of affordable and available rental homes for extremely low-income households. 79% of counties have a shortage that exceeds 100 homes, and 31% have a shortage exceeding 500 homes.  Additionally, many properties financed by the Rural Housing Service decades ago — which often can be the only affordable housing option for people living in rural communities — are now at risk of being permanently lost. “Without a safe, affordable place to live, nothing else in your life works. Not your job, not your education, not your health,” said Senator Smith. “We know that the housing crisis is hurting communities across the country, and the problem is particularly acute in rural places. This legislation is the direct result of bipartisan hearings and conversations with stakeholders who helped identify ways we can make federal rural housing programs work better for people struggling to find a safe, affordable place to live.”  “Improving homeownership opportunities, particularly in rural areas, is critical

U.S. Senators Tina Smith, Adam Schiff, and Colleagues Urge Housing and Urban Development Secretary to Fund Critical Homelessness Programs

WASHINGTON, DC – U.S. Senators Tina Smith (D-MN), top Democrat on the Senate Housing Subcommittee, and Adam Schiff (D-CA) led a letter to the Trump Administration demanding congressionally-appropriated funding for Continuum of Care (CoC) programs aimed at combatting homelessness is allowed to flow. The U.S. Department of Housing and Urban Development is required by law to obligate these funds no later than 45 days after the issuance of award letters, a deadline which passed on March 4, 2025. The Senators criticized the Trump administration for freezing this funding, creating unnecessary chaos amid a national housing crisis. There is a shortage of around 5 million housing units nationwide and nearly 43 million households pay for a rent or mortgage they cannot afford. HUD is the federal agency charged with combatting this crisis. The letter called out HUD for suddenly canceling technical assistance contracts and planning sweeping layoffs, actions which will exacerbate nationwide homelessness. “We urge you to take action to ensure the Department of Housing and Urban Development (HUD) will finish processing FY2024 funding and comply with the two-year funding cycle,” wrote the Senators, “We further urge you to restore HUD’s technical assistance contracts that are vital to CoC recipients in smaller communities.” “Most CoC awards are needed for existing projects rather than new projects, and hundreds of projects have already started their program years without any clarity on when and if HUD funds will be available,” the lawmakers continued. “To keep the lights on, providers are now being forced to draw on lines

U.S. Senator Tina Smith Presses Multi-Billion Dollar Corporation on Predatory Practices That Are Pricing Out Lake Elmo, Minnesota Residents

MINNEAPOLIS, MN – Today, U.S. Senator Tina Smith (D-MN), Chair of the Senate Housing Subcommittee, sent a letter to the Chief Executive Officer of Equity LifeStyle Properties (ELP), an Illinois-based corporation, expressing deep concern over the company’s mistreatment of residents in Lake Elmo, Minnesota. Her letter comes following extensive reporting that residents of Cimarron Park, which is owned by ELP, are being priced out by egregious rent increases, dealing with hostile management and suffering under unfair rules that make selling or moving into a new home more difficult.  “This corporation’s well-documented practices of hiking rents and making it more difficult to find other housing options

U.S. Senator Tina Smith Presses Multi-Billion Dollar Corporation on Predatory Practices That Are Pricing Out Lake Elmo, Minnesota Residents

MINNEAPOLIS, MN – Today, U.S. Senator Tina Smith (D-MN), Chair of the Senate Housing Subcommittee, sent a letter to the Chief Executive Officer of Equity LifeStyle Properties (ELP), an Illinois-based corporation, expressing deep concern over the company’s mistreatment of residents in Lake Elmo, Minnesota. Her letter comes following extensive reporting that residents of Cimarron Park, which is owned by ELP, are being priced out by egregious rent increases, dealing with hostile management and suffering under unfair rules that make selling or moving into a new home more difficult.  “This corporation’s well-documented practices of hiking rents and making it more difficult to find other housing options

U.S. Senator Tina Smith and Congresswoman Ocasio-Cortez Introduce Homes Act to Tackle America’s Housing Crisis

WASHINGTON, D.C. – Sen. Tina Smith (D-Minn.), Chair of the Senate Housing, Transportation and Community Development Subcommittee, and Rep. Alexandria Ocasio-Cortez (NY-14) today unveiled legislation that would reimagine housing in America, making a historic and long overdue investment in our housing supply. The bill would help build and preserve as many as 1.3 million homes in small towns, big cities, and rural communities; and help families everywhere find a quality, affordable place to call home.  Smith and Ocasio-Cortez are joined on the legislation by Senators Peter Welch (D-VT) and Jeff Merkley (D-OR) and 34 members in the House of Representatives.  “Without a safe, decent and affordable

U.S. Senator Tina Smith Urges Justice Department to Address the Use of AI in Wrongful Evictions

MINNEAPOLIS, MN – U.S. Senator Tina Smith (D-Minn.), Chair of the Senate Housing Subcommittee, sent a letter to the Department of Justice urging them to address the use of artificial intelligence (AI) in eviction filings. The letter comes on the heels of a Minnesota lawsuit against a firm whose automated eviction filing system may have violated federal law by enabling them to file thousands of complaints without adequate investigation or accuracy controls, leading to wrongful evictions. Automated tools also allow corporate landlords to file serial evictions as a means of collecting rent, placing significant legal burdens on renters. Minnesota renters have

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