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U.S. Senators Tina Smith, Dave McCormick, Ruben Gallego and Thom Tillis Introduce Bipartisan Legislation to Extend the Terrorism Risk Insurance Program for Seven Years

WASHINGTON, DC – Today, U.S. Senators Tina Smith (D-MN), Dave McCormick (R-PA), Ruben Gallego (D-AZ),  and Thom Tillis (R-NC) introduced the bipartisan Terrorism Risk Insurance Program Reauthorization Act of 2026, which is essential to economic security by safeguarding the availability of terrorism risk coverage. This legislation is also cosponsored by Senators Britt (R-AL), Van Hollen (D-MD), Crapo (R-ID), Cortez Masto (D-NV), Kennedy (R-LA), Schumer (D-NY), Moreno (R-OH), Kim (D-NJ), Ricketts (R-NE), Alsobrooks (D-MD), Warnock (D-GA) and Blunt-Rochester (D-DE). Following the attacks on September 11, 2001, most states began allowing terrorism risk to be excluded from commercial insurance policies, leaving businesses and industries without access to coverage. Since insurance is a precondition for commercial lending and real estate transactions, this gap in coverage threatened broad economic damage across real estate, construction, energy, transportation, and related industries. Congress responded by passing the Terrorism Risk Insurance Act of 2002 (TRIA), creating a federal reinsurance backstop to stabilize the private market and ensure that commercial policyholders could continue to obtain terrorism risk coverage.  The private insurance market has relied on the TRIA backstop ever since. When TRIA briefly lapsed in December 2014, terrorism exclusions that insurers had pre-filed with state regulators took effect automatically, making terrorism coverage effectively unavailable across commercial policies nationwide. As a result, terrorism risk coverage was removed from policyholders immediately and without notice. Given that the current threat landscape remains elevated, allowing a similar lapse in terrorism coverage would expose policy holders to unnecessary financial risk and uncertainty.  “The Terrorism Risk Insurance Program is critical to keeping insurance available and affordable to businesses in Minnesota and across the country so they can grow and create jobs,” said Senator Smith. “Without this bill, a potential terrorism event would mean a financial catastrophe for many businesses and would be extremely costly to taxpayers.

U.S. Senators Tina Smith, Catherine Cortez Masto Introduce Legislation Protecting Children Harmed by ICE Actions Against Their Parents

WASHINGTON – Today, U.S. Senators Tina Smith (D-MN) and Catherine Cortez Masto (D-NV) introduced the Humane Enforcement and Legal Protections (HELP) for Separated Children Act. The legislation would protect children affected by immigration enforcement actions or proceedings against their parents. According to a 2019 analysis, there are 7.2 million children of noncitizen parents in the United States. “The images of 5-year-old Liam Conejo Ramos in his bunny hat after preschool are seared into the minds of Minnesotans. Using children as pawns to detain their parents is morally repugnant,” said Senator Smith. “This bill would put common-sense moral safeguards in place to protect children from ICE agents’ brutal tactics. Children are our most precious gift and needlessly traumatizing them in service of this Administration’s mass deportation campaign is beneath this nation’s morals.”  “President Trump promised to go after the worst of the worst, but his immigration agenda is targeting hardworking immigrants instead,” said Senator Cortez Masto. “Innocent kids across the United States have been caught in the crossfire as their parents become targets of his Administration’s cruel immigration enforcement efforts. We must pass the HELP for Separated Children Act to require immigrant families be treated with dignity and to protect the rights of the most vulnerable among us.” “Coloradans must be assured that ICE is subject to the same common-sense practices we expect from well-functioning local law enforcement, especially when it comes to the best interests of children,” said Senator Bennet. “The HELP for Separated Children Act will bring dignity back to families and ensure proper safeguards are in place to hold ICE accountable. We cannot allow the Trump

U.S. Senator Tina Smith on Release of Blatnik Bridge Replacement Funding

WASHINGTON, DC –Today, U.S. Senator Tina Smith (D-MN) released the following statement after it was announced the U.S. Department of Transportation is releasing the funding necessary to begin construction to replace the Blatnik Bridge: “Any delay in the Blatnik Bridge replacement project would’ve been incredibly costly to Minnesota and Wisconsin, to the tune of millions of dollars,” said Senator Smith. “Releasing this funding now means this project can move forward on schedule – and Minnesota taxpayers won’t have to pay more for the same bridge. I’m grateful the Administration heeded our calls to release this money and I’m looking forward to seeing construction completed

U.S. SENATOR TINA SMITH’S BIPARTISAN LEGISLATION INCLUDED IN LANDMARK HOUSING PACKAGE THAT PASSED THE UNITED STATES SENATE

WASHINGTON, D.C. – U.S. Senator Tina Smith (D-MN), the top Democrat on the Senate Housing Subcommittee, announced that one of her major bipartisan bills aimed at combatting America’s housing crisis was included in a package that passed the Senate in an 89-10 vote. Senator Smith’s bipartisan Rural Housing Service Reform Act was included in the 21st Century ROAD to Housing Act, the first comprehensive housing supply legislation in 30 years. “Without a safe, affordable place to live, nothing else in your life works. The lack of decent housing in this country is a choice that we’re making, but with this

U.S. Senator Tina Smith Introduces Bill to Strengthen Teacher Workforce

Washington, DC — This week, U.S. Senator Tina Smith (D-MN) introduced the Addressing Teacher Shortages Act, bicameral legislation to help schools recruit, prepare and retain educators amid the ongoing teacher shortage. The bill is co-led in the House of Representatives by Congresswomen Haley Stevens (D-MI) and Jahana Hayes (D-CT).  In Minnesota, 84% of school districts report being affected by teacher shortages, and nearly one in four licensed teachers in Minnesota isn’t working in a classroom. Among those who do, almost one-third of new teachers leave the profession within five years. “Building a stronger education system is one of the smartest investments we

U.S. Senators Tina Smith, Jim Banks Introduce New Bipartisan Youth Suicide Prevention Legislation

WASHINGTON, DC – U.S. Senators Tina Smith (D-MN) and Jim Banks (R-IN) introduced the Raising Awareness for Youth Suicide Prevention (RAYS) Act, requiring middle and high schools to include mental health and suicide prevention information on student identification cards and school websites. The hotline and text line has been used nearly 20 million times since it was created in 2022.   “We can’t afford to leave holes in the safety net we’ve built to catch people when they’re going through hard times or struggling with their mental health. That’s why we created the 988 hotline in the first place. Now, we need

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